State pensions can be claimed when a person reaches their state pension age, which is currently sitting at 66 but will be increased to 68 in the coming years.
However, if a retiree defers their state pension claim, they may be able to increase the eventual payments beyond even the “full” amount.
State pension payments will increase for every week of deferment, so long as the claimant defers for at least nine weeks.
The payments will increase by the equivalent of one percent for every nine weeks of deferment.
READ MORE: State pension UK: Voluntary National Insurance rules explained